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Terese Caro, President & CEO

Terese Caro was named President of LRC in March, 2020 after serving four years as Vice President and Chief Lending Officer where she oversaw a $10.9 million loan portfolio consisting of small business, new construction/rehab and commercial/retail real estate loans. In 2021, she became President & CEO of LRC. Ms. Caro has spent nearly 30 years in banking and finance, managing a diverse portfolio valued at over $500 million in loans and assets.

During her career, she has astutely managed a diverse portfolio of loans and assets, and developed a broad range of skills including new market tax credit transactions, opportunity zone redevelopment projects, risk management, underwriting, financial analysis, loan restructuring, collections, quality control and compliance.

Ms. Caro has a passion to help small businesses succeed and works closely with clients to provide the education, tools and development needed to allow them to become self-sustaining and achieve their organizational and financial goals.

Previously, Ms. Caro held management roles at Wisconsin Women’s Business Initiative Corporation, Seaway Bank and Trust Company, and North Milwaukee State Bank. She earned a Masters of Business Administration and a Bachelor of Science degree in Business Administration from Cardinal Stritch University.

Errol Barnett, Chief Lending Officer

Errol Barnett joined the LRC team as Chief Lending Officer in May 2021, bringing more than 30 years of commercial banking experience to his role, including managed assets, community, and correspondent banking. He has extensive experience in government guaranteed loan programs. At LRC, he is responsible for fostering new relationships and managing a diverse portfolio of loan products. 

Previously, Mr. Barnett served as Business Banking Specialist at U.S. Bank. He has also served as an SBA Business Development Officer at both First Business and ByLine Banks. His extensive career also includes leadership roles at North Milwaukee State Bank, JP Morgan Chase, M&I Marshall & Isley Bank, and Bank One. Over the years, Mr. Barnett has worked with businesses of all sizes, from entrepreneurs to large corporations.

A graduate of the University of Wisconsin-Milwaukee, Mr. Barnett also holds credits and affiliations from the University of Wisconsin-Madison Graduate School of Banking, The National Commercial Lending School at the University of Oklahoma in Norman, the Kellogg Business School at Northwestern University in Evanston, and Marquette University in Milwaukee. He is a board member for a variety of local organizations. In 1991, Mr. Barnett was selected to membership in the Bud K. Hadet Athletic Hall of Fame, University of Wisconsin-Milwaukee.  

Lakeytheia Stribling-Dantzler, Administrative Services Officer

Lakeytheia Stribling-Dantzler joined the LRC team in May, 2021, as the Administrative Services Officer. She is responsible for overseeing accounts payables and receivables, cost reports, government reporting, budgets, and grant proposals. Ms. Stribling-Dantzler brings solid experience and skills in relationship building and project management to her position at LRC.

For more than 18 years, Ms. Stribling-Dantzler has worked in customer service and finance, including roles as a personal banker for U.S. Bank, an assistant branch manager at TCF Bank, and customer service opportunities at Kohl’s Corp. and Rockwell Automation. Immediately prior to joining LRC, she served in the lead loan operations position for the Wisconsin Women’s Business Initiative Corp. (WWBIC) where she managed and closed over $14.1 million in federal funded loans, including SBA 7a Community Advantage loans. While at WWBIC, Ms. Stribling-Dantzler increased portfolio retention by efficiently processing over $2.2 million in loan modifications and loan renewals. 

An avid reader and constant learner, Ms. Stribling-Dantzler is also a Certified NxLeveL Instructor, which allows her to teach entrepreneurs and put them on a greater path to success. She earned a Masters of Business Administration from University of Phoenix and a B.A in Business Management and Professional Communications from Alverno College in Milwaukee. 

Shawntell Taylor, Business Consultant

As a Business Consultant at LRC, Shawntell Taylor provides insurance, financial services, bookkeeping, tax preparation, and small business planning services to individuals, families, and small business owners. She is the author of “Heavy Content”, a collection of short stories written to embrace, empower, and encourage women. She is also the founder of Chayil Inc., a community-based, 501c3 organization dedicated to assisting women with achieving their life, career, and financial goals.  

Ms. Taylor also serves as Chief Executive Officer of Shawntell Nicole, LLC, which has been doing business as Quiescent Moments & Gifts since 2005. Her family manufactures and distributes scented oil candles, wine, and other home goods. On a quarterly basis, Ms. Taylor hosts Wealth, Wicks, & Wine—a platform that allows her to host candlelit dinners, conversations about business and financial matters, and wine tastings with other professional women.  

Ms. Taylor received her Master of Arts Degree in Human Resources from Ottawa University and has been a licensed insurance intermediary since 1998. She is able to provide assistance in Wisconsin, Illinois, Mississippi, and Arizona. 

Nicole Pfeifer

Nicole Pfeifer, Racine Community Lending Officer

Nicole Pfeifer joined the LRC team in June 2022, as the Racine Community Lending Officer. She is responsible for originating, processing, and closing community development loans and offering technical assistance to strengthen the loan application of borrowers at the Racine office. Nicole brings an entrepreneurial spirit with experience and skills in self-employment and a deep understanding of people from education in population health to her position at LRC.

For the last 13 years, Nicole has worked in long term care. She worked as a caregiver, program manager, and regional administration before starting her own group home. As an assisted living provider, she owns and operates a 4-bed adult family home and oversees four caregivers. Nicole has secured funding close to $1 million with managed care organizations over the course of eight years as a business owner.

Nicole earned her Bachelor’s in Health Care Administration and Spanish from UW-Milwaukee, and her Master’s in Public Health from Benedictine University. While in grad school, she became interested by the impact that housing and development holds on the health and wellness of people and chose to serve her internship at Racine Habitat for Humanity. Nicole participated in Leadership Racine and then became involved with Racine Revitalization Partnership, Neighborhood Watch, and the Uptown BID.

Emma Schultz-Vermillion

Emma Schultz-Vermillion, Jr. Financial Assistant

Emma Schultz-Vermillion joined the LRC team in June 2022, as the Lending Intern. She is responsible for assisting with small business loans, credit analysis, processing documentation, payment processing, and loan booking. Ms. Schultz-Vermillion brings solid experience and skills in critical thinking and detail orientation to her position at LRC.

Ms. Schultz-Vermillion is a current student at Cardinal Stritch University, where she is studying International Business and Finance. Immediately prior to joining the LRC, she worked with the University’s Experiential Learning and Career Education Center. (ELCE) where she organized job fairs, employer visits, and connected students with employers. She managed all of the internship and job opportunities available to Stritch students, while building relationships with employers on behalf of the university. During her education, she has taken many related courses such as, Managerial and Financial Accounting, Business Law, Business Ethics, Business Finance, Human Resource Development, and many more important and meaningful courses.

Ms. Schultz-Vermillion plans on studying abroad during her education, and hopes to apply her knowledge to the different cultures and businesses around the world. She has a passion for bringing awareness of the importance of a financial education and helping others achieve their goals.

Lanaja Lucas, Loan Program Assistant

Lanaja Lucas joined the LRC team in June 2022, as the Administrative Assistant Contractor. Ms. Lucas was responsible for assisting the office with small projects, data entry, loan booking, and helping with the COVID-19 Relief for small businesses. Ms. Lucas has so much to learn and is open to development and accepting the achievements they will bring. Ms. Lucas applies these valuable talents to everyday work – open-minded, time management, clarity, and concision and organizational skills.

After receiving a diploma at Greenfield High School, Ms. Lucas took individual courses in Personal Finance and Early Childhood Care & Development at Bryton and Stratton College. In addition, Ms. Lucas has worked in retail, hospitality and over seven years of customer service experience. Before LRC, Ms. Lucas worked as a Contractor with Robert Half Talent Solutions. During her tenure, Ms. Lucas has worked in several Administrative Assistant roles to figure out what her ambition will lead her to. Accepting the role at LRC showed so much in a field she never knew she had passion in. Ms. Lucas cannot wait to see what the future will bring to LRC and is very grateful to be a part of the growth within the organization. 

To continue her journey with LRC, in October 2022, Ms. Lucas accepted the role as Loan Program Assistant. Ms. Lucas looks forward to expanding her knowledge and assisting to educate those who are driven to succeed. Ms. Lucas is looking forward to what the future holds, and believes the best is yet to come.

External Partners

FFSJlogo (1)Established in 1971, FF&SJ has been recognized as one of Milwaukee’s preeminent law firms and continues a reputation of providing hands-on, creative and tenacious representation to businesses, individuals and governments. FF&SJ is known in the community as a “boutique” firm because of its client-friendly size and its focus on complex litigation and defined practice areas, which include land use law, zoning, permits and licensing, real estate, environmental law, construction law, insurance, technology, creditor’s rights, lending, business law and entity formation and structuring. FF&SJ attorneys are long-time Wisconsin residents and truly understand the local community.

Hurtado Zimmerman SC, provides dependable legal advice about construction, real estate and public finance issues. The firm’s lawyers are responsive, strategic-minded and agile advocates, who use focused legal experience in commercial construction and related development and financing law to customize the right resolution for clients.

Wemerge Media is full-service digital marketing and graphic design firm led by Michael Damond Campbell and his daughter, Makayla Campbell.  Together the “Dad & Daughter Duo of Digital Marketing” provides coaching and consulting services, including brand identity design, marketing planning, social media management, lead generation automation, video podcast coaching, and business productivity automation. Learn more at

RITZ PMS CoatedFounded in 1957, RitzHolman CPAs is a full-service accounting and consulting firm. As one of southeast Wisconsin’s top 25 accounting firms, RitzHolman CPAs advises businesses, nonprofits, individuals and trusts on tax, accounting and financial management strategies. The firm encourages all employees to get involved in a cause that matters to them, as a volunteer or board member. You can find their staff making a difference in public service organizations throughout the area. RitzHolman CPAs believes that sharing time, expertise and enthusiasm strengthens our community and also the firm.

RSF LogoReenie Fluyeras, CPA, and her firm RSF Accounting, Inc. provide on-site support at LRC. She specializes in nonprofit accounting and understands grant requirements and reporting functions. Previously, Ms. Fluyeras was a supervisor at RitzHolman CPAs and a senior accountant at the Boys and Girls Clubs of Greater Milwaukee. She earned a B.S. in marketing and a M.S. in accounting from Marquette University. She is a member of the Wisconsin Institute of Certified Public Accountants (WICPA) and the American Institute of Certified Public Accountants (AICPA) and serves as the treasurer for Young Nonprofit Professionals Network- Greater Milwaukee Chapter. RSF Accounting, Inc. 

Source One Technology provides affordable IT solutions to Wisconsin small and mid-sized business, schools and nonprofits. The organization’s goal is to provide effective technology solutions that solve your IT challenges within your budget, while providing a solution that minimizes your need to rely on us to manage and support it.

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